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Home Loan Types

Standard Variable Rate Loans

Standard Variable Rate Loans

These home loans are considered the most flexible and may include features such as the ability to make extra repayments, redraw funds or split your loan.

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Basic Variable Home Loans

Basic Variable Home Loans

These home loans are basic in nature with a variable interest rate, these are also called "No Frills" loans.

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Fixed Rate Home Loans

Fixed Rate Home Loans

These home loans have set loan repayments irrespective of interest rate fluctuations and are gaining popularity.

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Line Of Credit

Line Of Credit

Also known as equity loans or revolving credit, works more like a credit card and provides increased flexibility.

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Bridging Finance

Bridging Finance

A bridging home loan is a temporary loan providing financial cover which allows you to buy or build your new property before you sell your current home.

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Construction Loans

Construction Loans

Running your own business is stressful enough, that's why Platinum Property Loans has easy options for self-employed borrowers.

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Low Documentation Loans

Low Documentation Loans

Running your own business is stressful enough, that's why Platinum Property Loans has easy options for self-employed borrowers.

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Offset Home Loans

Offset Home Loans

The best way to pay your mortgage off faster. An account which is set-up to receive all of your income, reducing the loan amount and interest charges.

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Interest Only Home Loans

Interest Only Home Loans

This loan provides you with a bridging mechanism that frees you from the costly expense of paying interest on the principal sum.

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Reverse Mortgages

Reverse Mortgages

Reverse mortgages allow you to borrow cash against the value of your home. Platinum Property Loans has all the home loan options, talk to us today.

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Equity Finance Loans

Equity Finance Loans

An Equity Finance Mortgage (EFM) is a new type of home loan that effectively boosts your potential borrowing capacity by anything up to 25%.

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